Lewes Forum thread

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Debt busters

On 5 Jul 2011 at 8:57am 'ere be monsters wrote:
The adverts at the side of my yahoo email page has got a string of very smug looking g*ts like Colin from Grimsby that has had £15,700 debt written off with an IVA, along with Steve from Blackpool with his £16,600, but the biggest grin from Sarah from London leaving the rest of us to pick up her £36,100 bill. Yes the credit card companies and banks shouldn't have lent them the money if they couldn't pay it back but equally they shouldn't have borrowed it. Thieving b*stards I call them.
On 6 Jul 2011 at 10:22am Teachers Pet wrote:
Couldn't agree more with you 'ere be monsters, the situation is well out of control now and thrifty hardworking people are now the mugs of society.
Some of the debt collector 'heavies' cashing in on other people's misery are also debtors themselves!
On 6 Jul 2011 at 2:30pm Confucioushesay......... wrote:
Sounds interesting.............where, when and how much do they collect?
I take it is all in cash?
On 6 Jul 2011 at 4:44pm Mack the Knife wrote:
I'm not sure I get this post... An IVA does not wipe out debt it just buys time and allows repayment over a longer period as long as the majority of unsecured creditors agree. It can be done without any "professional" help. I'm not sure about the thoughts that somebody else, us?, is picking up the tab. That's not the case. In any event folk should always steer clear of anyone claiming to "help" I've seen lots of folk turn unsecured debt into secured debt by using these damn debt management firms.
On 6 Jul 2011 at 8:38pm jrsussex wrote:
Mack the Knife - Well said, I have the world of sympathy for those in debt through no fault of their own, redundancy etc, but none whatsoever for those who obtain credit that they know from start they cannot afford. For those IVA's becomes a way of not paying back what the legitimately owe. What they do, in many cases, is make the IVF payments for a couple of years or so and then get the rest written off, which the creditor has little option to accept as they realise they will never get their money back and may as well not throw good money after bad chasing the debtor. Only genuine people should be allowed access to an IVA.
On 7 Jul 2011 at 7:51am Chav's mate wrote:
Thanks C, I'll be there with you next Monday.
On 7 Jul 2011 at 8:13am 'ere be monsters wrote:
Mack, the banks and credit card companies recoup their losses from bad debt from those that pay back their loans with interest. Same way as the insurance companies charge us all an extra £30 on average to cover those scroats that don't bother insuring their car.
On 7 Jul 2011 at 9:45pm Gnomewatch wrote:
Gibbon Road, Newhaven it is then lads!

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Lewes Meridian Line 72:132
Lewes Meridian Line

Thanks, David 2. You weren't bothered by the traffic or people walking right past front window? more
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